Frequently Asked Questions

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Who can apply? 

Anyone who is a UK resident aged 18 or over. 

How long does it take to get a decision on my application? 

If you apply online between the hours of 8am-8pm Monday to Thursday, or 8am-5pm on Friday you could get an instant decision. For all other applications you should hear from us within 7-10 working days. 

How do football credit cards make a contribution to my club?

Once your credit card application has been approved MBNA, the card issuer, will make a contribution to your football club.

Will contributing to my football club cost me anything?

No, the contribution to your football club is made directly by MBNA at no extra cost to you.

Can I still balance transfer on a football credit card?

Yes, all of our football credit cards offer a 0% introductory rate on balance transfers that allows you to transfer existing debt to the card from another credit card or loan. A handling fee will be charged for balance transfers.

Am I able to transfer money to my current account using my credit card?

Yes, MBNA is one of the few credit card providers to offer the convenient service of transferring funds from the credit card directly into your current account-ideal if you want a cash boost. However, like balance transfers, a handling fee will be charged.

Are there differences between football credit cards and traditional credit cards?

Yes, you'll find a great rewards scheme with many of our football credit cards which allows you to earn reward points and then redeem them for club merchandise, travel deals, high street shopping and more. Please refer to the individual football club for details of their rewards scheme. We typically give 1 point for every £1 you spend on card purchases although the rewards scheme may vary between football clubs.

Are there any other benefits to a football credit card?

All our credit cards, including our football credit cards, carry the same great features and services, including:

  • Online Banking: check your balance and transactions, view your PIN, set up a direct debit, carry out balance transfers and much more. You can now also help the environment by opting for paperless statements
  • Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions or cannot find your card
  • Free 24-hour UK-based customer service helpline: wherever you are worldwide, whenever you need them, our customer satisfaction representatives are just a phone call away
  • Optional extras such as LifestyleProtect, Card Protection and Identity Protection Alert.

How do I redeem my reward points?

Reward schemes vary depending on the football club. In general once your account is opened you'll automatically receive reward points for your spending. You'll also be given access to a football rewards website with a unique and secure login where you can redeem your reward points. Here you can also take advantage of special offers and discounts on club merchandise, travel and high street retailers.

Will my credit card show my football club logo?

Yes, MBNA has worked with each of the UK football clubs to design a credit card with your favourite club's logo and colours.

Is applying online for football credit cards safe and secure? 

The application form is secured with 128-bit SSL encryption. This is industry standard security software which prevents anyone else but MBNA Europe from viewing your personal details.

What will my credit limit be?

The amount will be determined by MBNA when you apply for the card. It will be individual to you and depend on your salary and credit history.

I have missed credit payments, can I still apply?

We will approve your credit card application if you have a good credit rating. You are likely to have a poor credit rating if you have recently missed credit payments or have outstanding CCJs.

Can I have an additional cardholder on the account? 

Yes you can have up to three additional cardholders on your account at no extra charge. You are able to add one extra cardholder during the application process. Any additional cardholder(s) must reside at the primary address, and have a relationship of close family member (defined as: spouse, child, parent, sibling or domestic partner).

What happens if I have another credit or store card? 

You don't have to clear your existing credit or store cards to carry a football credit card. In fact, you could transfer your balance from your other cards to your new football credit card.

Where can I use my football credit card? 

Your card is accepted at retail outlets and ATMs in most countries throughout the world. For up to date information or advice on using your credit card worldwide or to withdraw cash, please call our Customer Satisfaction Helpline, available 24 hours a day on 0800 028 2440. 

What is the minimum payment I need to make each month? 

See terms and conditions for full details. 

 

 

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5.9% rate for life* on all card purchases made before 31st August 2010, 0% for 12 months on balance transfersspade made within the first 90 days of account opening (3% handling fee)

16.9% APR Typical Variable

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